What it does
A dividend is a share of a company’s profit paid to its shareholders. This calculator shows the yield (the dividend as a percentage of today’s price), the yield on cost (the same dividend as a percentage of what you paid) and the income you get each year. It then projects the next years, with the dividend and the price growing at rates you choose, with or without reinvesting the dividends.
Dividends can be cut or stopped, so treat the growth rates as tests, not promises. To compare with other growth, use the compound interest calculator; to measure what you really earned, the return calculator; to see how income is taxed, the canada tax, UK tax or india tax tools.
How to use it
- Type the shares you hold, the price now and your average cost per share.
- Type the dividend per share for one year, and how fast you expect the dividend and the price to grow (use 0 for none).
- Choose the years and whether to reinvest (DRIP).
- Read the yield cards and the year-by-year table.
What each setting does
- Dividend growth: how much the yearly dividend per share rises each year.
- Price growth: how much the share price rises each year.
- DRIP: each year’s dividends buy more shares at that year’s end price, so next year’s income is larger.
Worked example
100 shares at a price of 100, paying 3 a share a year, bought at an average cost of 50. Yield is 3%, yield on cost is 6%, and income is 300 a year. With no growth and DRIP on, 300 buys 3 more shares, so year 2 income is 103 x 3 = 309.
FAQs
Is the dividend guaranteed? No. Companies can change or stop it.
Are dividends taxed? Often, at rates that depend on where you live. Not financial or tax advice.
Quarterly dividends? Add them up and enter the yearly total per share.
Where the numbers come from
- Dividend yield = yearly dividend per share / price. Yield on cost = yearly dividend per share / your average cost. Income = dividend per share x shares held at the start of the year; DRIP buys shares at the year-end price. Checked by hand: 100 shares at 3 a share pay 300, then 309 after reinvesting.
Standard scientific values, such as constants, atomic weights and melting points, are facts found in every textbook; we name where ours were checked. If you are an author or publisher and want a value, a credit or a table changed or removed, tell us and we will act quickly.
Last updated 2026-11-10.